What Vancouver Homeowners Should Know About Earthquake Insurance

Buying a house in Vancouver is a big milestone. Between house hunting, mortgage approvals, inspections, and closing costs, there is already plenty to think about. But there’s one important question that often gets overlooked: what happens to your new home if an earthquake occurs? Living in British Columbia means living in an earthquake-prone region. Whether […]

Reasons Insurance Claims Get Delayed or Denied in BC

Filing an insurance claim is probably the last thing you want to deal with after a flooded basement, car accident, break-in, or unexpected property damage. You’ve already got enough on your plate, and the last thing you need is a confusing claims process. Unfortunately, insurance claims don’t always go as smoothly as expected. Some take […]

Vacant Home Insurance in BC: What Happens If Your Property Sits Empty?

A home can sit empty for many reasons. Maybe you are travelling for an extended period, moving before your old home sells, renovating, managing an estate, waiting for tenants, or dealing with a delayed possession date. Whatever the reason, one thing is important to understand: a vacant home can affect your insurance coverage. Many homeowners […]

Moving to Vancouver? Insurance Tips for New Residents

Moving to Vancouver is exciting. There are mountains, beaches, neighbourhood coffee shops, seawall walks, ski days, rainy days, and yes, a lot of conversations about housing. But once the boxes are packed and the moving truck is booked, there is one practical thing many new residents forget to review: insurance. If you are moving to […]

Basement Suite Insurance in Vancouver: What Homeowners Should Know

Basement suites are a big part of Vancouver housing. From East Vancouver character homes to newer builds in Burnaby, Richmond, North Vancouver, Coquitlam, and across the Lower Mainland, many homeowners rent out part of their property to help with mortgage costs, support family members, or create long-term rental housing. But here is the part that […]

Renovating Your Vancouver Home? Insurance Questions to Ask Before You Start

Renovating your home can be exciting. Maybe you are updating an older Vancouver house, finishing a basement suite, replacing a kitchen, adding a bathroom, or finally turning that unused space into something useful. But before the dust starts flying, there is one thing many homeowners forget to check: their home insurance. Renovations can change the […]

Do You Need Extra Coverage for Driving to the U.S.?

For many BC drivers, a trip to the United States is part of everyday life. Whether you are heading to Bellingham for the day, driving to Seattle for a weekend, taking the family to Oregon, or planning a longer road trip through the western states, crossing the border by car can feel simple and familiar. […]

Boat Insurance in Vancouver: What Coverage Do You Need Before Getting on the Water?

Boating is one of the best parts of living in Vancouver. From False Creek and English Bay to Burrard Inlet, Indian Arm, Howe Sound, and the Gulf Islands, there are endless ways to enjoy the water. Before you untie the lines, launch the trailer, or leave the marina, it is important to ask one simple […]

What Happens if You Forget to Renew Your Car Insurance

With ICBC’s decision to eliminate the need for decals on car insurance renewals, we’ve seen many more vehicles on the road that are uninsured. While ICBC does send out a renewal reminder about 45 days before your expiry, it does not always reach you -either you may have moved or it is simply lost in […]

How Large Weather Disasters Are Reshaping the Insurance Industry

As climate disasters grow in frequency and severity, the financial toll on homeowners and insurers continues to climb. For homeowners, securing reliable property insurance is becoming more challenging. With rising premiums and shifting coverage options, staying informed is crucial. In this article, we’ll explore recent costly disasters, their impact on the insurance industry, and what […]

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