Tenants insurance: just a few questions away!

Last updated on: March 9th, 2018New to town and just moved into a new place? Or have you been renting a while and have never thought about insurance until now? Insurance for a renter is vital. It provides coverage for Your personal property at your rental location; Your personal property temporarily away from your rental […]

Available in BC: Earthquake Deductible Buyback Insurance

Last updated on: March 9th, 2018What is EDB? Earthquake Deductible Buyback (EDB) insurance is coverage for Earthquake Deductibles. This insurance is now available through Habitat Insurance, for properties located in British Columbia. How Earthquake Deductible Buypack works: All policies with earthquake coverage are subject to an earthquake deductible, which is stated as a percentage of […]

Small Business Insurance BC: FAQ from business owners in Vancouver & BC

Last updated on: July 12th, 2018Business insurance is one of the key types of policies offered by Habitat Insurance Agencies.  We receive calls on a daily basis from established business owners and people who are just starting new businesses requesting quotes and information about business insurance coverage.  Below are some of the most frequently asked […]

Cyber and Data Breach Insurance for Businesses: Are you protected?

Last updated on: March 9th, 2018Heavy reliance on today’s computer and data technology has increased every business’ risk of a data breach or cyber attack. Both have become increasingly frequent and costly. Virtually every business has data on clients, employees, and other which can be stolen, electronically hacked or lost through accidental or inadvertent release. […]

Short-term rentals and home insurance: the potential pitfalls

Last updated on: March 9th, 2018With the advent of websites such as Airbnb and VRBO for short-term rentals, many property owners are taking the opportunity to generate extra income by renting out their homes to visitors. Sounds like a great idea. Unless you are like the unfortunate Calgary couple whose home suffered approximately $150,000 damage […]

The challenges of insuring older apartment buildings in BC

Last updated on: March 9th, 2018We are often asked at Habitat Insurance Agencies to quote on insurance for pre-1960s apartment buildings in British Columbia. During the last few years we have seen significant increases in insurance rates for older buildings, much to the chagrin of building owners or buyers who are looking for competitive quotes. […]

Tenants’ insurance: must-have coverage for responsible renters

Last updated on: March 9th, 2018If you rent a condo, apartment or house, don’t make the mistake that many renters do by not having tenants’ insurance. Often renters don’t worry about getting insurance because they feel that their personal belongings aren’t valuable enough to warrant insuring them. The key point to remember is that tenants’ […]

Strata insurance in BC: rising rates and what you can do

Last updated on: March 9th, 2018Significant increases to insurance rates have been a common scenario that many strata councils and apartment building owners in British Columbia have had to contend with since 2012.  There are two primary reasons for the substantial upswing in insurance rates:  Rising claim costs:  insurance rates for stratas are not keeping […]

Contents in storage: insurance for your property away from home

Last updated on: March 9th, 2018Are you downsizing, in between homes, or needing to store your personal property for the short-term or long-term in a storage facility?  If yes, you should consider getting Contents in Storage Insurance. This type of insurance protects your personal property against various perils, as well as providing liability coverage. Most […]

Pet insurance:  protect your pet and your finances

Last updated on: March 9th, 2018Anyone who has ever taken their cat or dog to the veterinarian knows how quickly the bills can pile up.  Pet health insurance is an effective way to help protect your beloved pet and your pocketbook.  Habitat Insurance Agencies Ltd is happy to announce that we can now offer our […]

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