Your one-stop insurance agency in Vancouver Habitat Insurance

Habitat Insurance Agencies Ltd has been a trusted insurance provider to individuals, businesses, and property owners in British Columbia since 1978. As an independent agency, we represent a wide range of insurance options from the most financially sound and respected insurers. Our customers benefit from competitive pricing, attentive service, and insurance packages that we customize to fit their needs.

We provide insurance for risks located any­where in the greater Van­cou­ver area and through­out British Columbia.

Contact us today to find out how we can help you get the insurance you need at a price you can afford. We’re happy to give you a FREE QUOTE.


Big Changes Coming for Auto Insurance Renewals in B.C.

Renew ICBC Insurance Online


Get Started With ICBC

For policies renewing May 1st, 2022 and later, you are now able to renew your ICBC Auto insurance in B.C. online.

ICBC has made changes to the auto insurance renewal process. For policies renewing after May 1st, many customers will have the option of renewing car insurance online!

To make the online renewal process even easier, ICBC is phasing out the need for decals to be applied onto your license plate, also effective May 1st.


Online ICBC Renewal transactions


When renewing ICBC insurance online, customers will be able to renew their current coverage, update addresses as well as change the drivers listed on their policy and how they use their vehicle. Making changes to optional coverages (collision, comprehensive and liability for example) will not be available online and must be completed in person through a broker. Also certain types of insurance renewals are not yet available online. Leased vehicles, Jointly owned Vehicles, and Commercial Vehicles as well as Motorcycles are not going online in this initial phase.

We are excited to help guide you through this new phase of ICBC Auto Insurance, and will still be available to help you make any changes to your car insurance, whether you are using the new online renewal system or visiting our office in person.

For more information, check out our dedicated ICBC Autoplan Insurance Online Renewal page.

Over 35 Years Experience

Experience goes a long way in providing the right insurance packages for our clients. Not only have has our agency been operating for decades, each of our insurance brokers has a minimum of 10 years’ in the insurance industry. A solid base of insurance knowledge is the foundation from which we are able to provide good insurance advice.

Competitive Premiums

We understand that when it comes to paying for insurance, clients want to get the best deals available. Our team of professional brokers is dedicated to finding competitively priced insurance policies to fit each client’s needs. With access to preferred insurance markets and special risk insurance underwriters, we shop around so you don’t have to.

Professional Advice

We take our commitment to our clients seriously: the insurance advice we give helps to protect our customers from losses, large and small. We do not work for specific insurance companies, so the advice that we give is based on what is best for our clients in terms of requirements, coverage, and price.

Insurance Products

The Importance Of Being Covered

For decades, we have been providing customers with friendly and professional insurance advice. We welcome you to contact us and find out more about how we can organize an insurance package together for you, simply and efficiently.

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Get Up to Date Latest News

Small Business Insurance BC: FAQ from business owners in Vancouver

Business insurance is one of the key types of policies offered by Habitat Insurance Agencies.  We receive calls on a daily basis from established business owners and people who are just starting new businesses requesting quotes and information about business insurance coverage.  Below are some of the most frequently asked questions (along with our answers) […]

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Tenants insurance: just a few questions away!

New to town and just moved into a new place? Or have you been renting a while and have never thought about insurance until now? Insurance for a renter is vital. It provides coverage for: Your personal property at your rental location; Your personal property temporarily away from your rental location, for example, the luggage […]

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Available in BC: Earthquake Deductible Buyback Insurance

What is EDB? Earthquake Deductible Buyback (EDB) insurance is coverage for Earthquake Deductibles. This insurance is now available through Habitat Insurance, for properties located in British Columbia. How Earthquake Deductible Buyback works: All policies with earthquake coverage are subject to an earthquake deductible, which is stated as a percentage of the coverage limit. Generally, earthquake […]

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