9:00 - 6:00
Monday to Friday
9:00 - 5:00
Saturday
Habitat Insurance Agencies Ltd has been a trusted insurance provider to individuals, businesses, and property owners in British Columbia since 1978. As an independent agency, we represent a wide range of insurance options from the most financially sound and respected insurers. Our customers benefit from competitive pricing, attentive service, and insurance packages that we customize to fit their needs.
We provide insurance for risks located anywhere in the greater Vancouver area and throughout British Columbia.
Contact us today to find out how we can help you get the insurance you need at a price you can afford. We’re happy to give you a FREE QUOTE.
Experience goes a long way in providing the right insurance packages for our clients. Not only have has our agency been operating for decades, each of our insurance brokers has a minimum of 10 years’ in the insurance industry. A solid base of insurance knowledge is the foundation from which we are able to provide good insurance advice.
We understand that when it comes to paying for insurance, clients want to get the best deals available. Our team of professional brokers is dedicated to finding competitively priced insurance policies to fit each client’s needs. With access to preferred insurance markets and special risk insurance underwriters, we shop around so you don’t have to.
We take our commitment to our clients seriously: the insurance advice we give helps to protect our customers from losses, large and small. We do not work for specific insurance companies, so the advice that we give is based on what is best for our clients in terms of requirements, coverage, and price.
We assist our clients in getting the right insurance for their needs. We can insure a broad spectrum of risks, from home-based offices to multi-million dollar businesses. We understand that each client has specific insurance requirements — our brokers use their expertise to help ensure that those requirements.
We understand how important your home is to you, whether you’re a tenant or homeowner. That’s why our brokers take the utmost care to help our clients get the best insurance packages for their needs.
Our insurance brokers assist strata/building owners and property managers get the most for their insurance dollar as well, as providing professional advice at the time of quoting and throughout the policy period. We also ensure that all of our clients receive prompt and dependable assistance in the event of a claim.
With the high price of real estate in British Columbia, and Greater Vancouver in particular, more people are living in Condos or Townhouses than in detached homes. In the past, many went without their own condo insurance policies. However, the recent trends towards more losses as a result of water damage should cause those who ignore the need for condo insurance to reconsider.
Traditional house insurance policies do not automatically include coverage for loss or damage caused by earthquakes; Earthquake insurance is an optional coverage that can be added to your policy for an additional premium. It is important to note that earthquake insurance has its own limit of insurance and deductible.
Boat insurance, also called marine insurance, provides coverage for your own boat, as well as for 3rd party liability claims that may be charged against you for damage to property of others and/or for injury caused as a result of the operation of your boat. Please note that boat insurance is required for any boats moored at most marinas or yacht clubs in B.C.
With car insurance claims totaling over $3-billion in British Columbia last year, it’s important that drivers have the right ICBC Autoplan and any additional insurance coverage in place to protect themselves and their assets.
We work with top tier bonding companies and expedite fast turnaround service to provide bonds to our clients. We also specialize in assisting clients who are unfamiliar with bonding, helping to guide them through the process.
Nothing can ruin a trip to another country more than an unexpected illness or accident. And the financial costs of quality emergency medical treatment while in a foreign country can be a huge burden.
For decades, we have been providing customers with friendly and professional insurance advice. We welcome you to contact us and find out more about how we can organize an insurance package together for you, simply and efficiently.
Business insurance is one of the key types of policies offered by Habitat Insurance Agencies. We receive calls on a daily basis from established business owners and people who are just starting new businesses requesting quotes and information about business insurance coverage. Below are some of the most frequently asked questions (along with our answers) […]
New to town and just moved into a new place? Or have you been renting a while and have never thought about insurance until now? Insurance for a renter is vital. It provides coverage for: Your personal property at your rental location; Your personal property temporarily away from your rental location, for example, the luggage […]
What is EDB? Earthquake Deductible Buyback (EDB) insurance is coverage for Earthquake Deductibles. This insurance is now available through Habitat Insurance, for properties located in British Columbia. How Earthquake Deductible Buyback works: All policies with earthquake coverage are subject to an earthquake deductible, which is stated as a percentage of the coverage limit. Generally, earthquake […]