Comprehensive Strata Coverage at Competitive Premiums
Habitat Insurance’s apartment and strata building insurance program offers comprehensive coverage at very competitive premiums.
Our insurance brokers assist strata/building owners get the most for their insurance dollar, as well as providing professional advice at the time of quoting and throughout the policy period.
We also ensure that all of our clients receive prompt and dependable assistance in the event of a claim.
Ideal properties for our strata insurance program:
- Duplexes, triplexes, and stratas up to a total of 6 units
- At least 50% owner occupied
- Good claims histories
- Built after 1960
- No business operations on premises
- Properties located in British Columbia
Key features available in our strata insurance/apartment building program:
- Guaranteed Building Replacement cost coverage
- $2,000,000 Premises Liability coverage
- $1,000 Water damage deductible
- $1,000 Sewer back up deductible
- $15,000 bylaws coverage included
- Plus many other policy coverage extensions
- Policies are 100% underwritten by a well-established Canadian insurance carrier
If you need more information about strata insurance, you can also download the Strata Insurance Handbook published by the IBABC.